A Swiss native born in 1946, Peter Zweifel is a Professor Emeritus of the University of Zurich (Switzerland). Together with Friedrich Breyer and Matthias Kifmann, he is the author of "Health Economics" (2nd ed., Springer, 2009) and with Aaron Praktiknjo and Georg Erdmann, of "Energy Economics", Springer, 2017). His work has been published in the Am. Ec. Rev., Antitrust Bull., Health Econ., J. Health Ec., J. Ins. Issues, J. Risk & Ins., J. Risk & Unc., and Public Choice, among others. Together with Mark Pauly of the University of Pennsylvania, he is the founding editor of the International Journal of Health Economics and Management. From 1996 to 2005, he also served as a member of the Competition Commission, Switzerland's antitrust authority.Roland Eisen, born in Stuttgart (Germany) in 1941, studied Economics at the LMU in Munich (Germany), where he received his doctorate in 1971 with a thesis on "Economic Growth and Technical Progress" and wrote his second thesis, on "Insurance Equilibrium," in 1977 (published 1979). He served for 13 years as a research assistant at the Institute of Insurance Economics at Munich's LMU. After appointments at the University of Bamberg and the Technical University of Munich-Weihenstephan, he was appointed a Full Professor at the Goethe University of Frankfurt am Main (Germany). His research fields include insurance economics, labor economics, economics of social policy, health economics (in particular long-term care), and macroeconomics. David L. Eckles holds the P. George Benson Professorship in the Terry College at the University of Georgia (USA). Born in Georgia in 1975, he studied insurance and risk management at the Wharton School of the University of Pennsylvania receiving his Ph.D. in 2003. Among his numerous publications, his research has appeared in the J. Risk & Ins., J. Risk & Unc., Geneva Risk & Ins. Rev., and Acc. Rev. He is an active member in the Risk Theory Society, the American Risk and Insurance Association, as well as other risk and insurance-based academic societies.